Yes, non-residents can generally open a business bank account in Estonia. However, specific requirements and procedures may vary among banks. It is important to note that they may require you to be locally present, have local workforce/partners or a representative, and demonstrate evidence of business activity in Estonia.
Your Business Account in Estonia 🇪🇪
Open a business account to operate in Estonia with or without local presence. Get multicurrency IBAN to manage EUR, USD, GBP and other currencies just like local companies do.
A single solution to bank overseas
Be where your clients and partners are - With MultiPass multi-currency account do business with partners, clients and contractors both globally and in local markets. Hold, send & receive money in multiple currencies and convert only when needed, at great FX rates.
Within Estonia 🇪🇪
The rest of the world 🌍
Reliable & transparent banking, designed for international business
Transact in 30+ currencies across 180 countries. Get your own dedicated IBAN and local UK, EU & US accounts. Make fast multi-currency payments globally via SWIFT or local payment networks.
Wholesale FX rates
Perform live FX and move money between your own accounts with ease. MultiPass gives you access to wholesale exchange rates that guarantee significant savings versus traditional banks.
Handle your daily corporate expenses easily with your own virtual and plastic payment cards. Order and manage your cards 100% online from your MultiPass business account.
No bots or automated replies!
A dedicated banking expert that understands your business nature with help you out with any questions and ensure smooth delivery or your payments.
Onboard and manage your account entirely online, wherever you are. Our team will guide you through the onboarding so that you can be up and running within days, not weeks.
MultiPass is a UK-based FCA-authorised EMI. MultiPass is part of the Dyninno Group, an international holding with over 19 years of experience in the global market.
How to send money to Estonia 🇪🇪 with MultiPass
Convert your currency to EUR
Save on FX vs traditional banks. Hold EUR in your account and avoid unnecessary conversions.
Choose recipient in Estonia
Make a payment to their local account details
From 0.50 GBP per payment
Payment delivery up to 5x faster than SWIFT
Please note that pricing may vary from case to case. For more information, visit the pricing page.
Get paid in EU like a local
Share your new account details with your customers in the EU, allowing them to pay you as easily as they would a local company.
Pay overseas staff cheaper & faster
Local payouts offer significant savings vs international SWIFT transfers, which is perfect for companies that regularly pay salaries to overseas contractors.
Your questions, answered
Can I open a business bank account in Estonia as a non-resident?
What is required to open a business bank account in Estonia?
How long does it take to open a business account in Estonia?